The RBL World Max Supercard is an excellent financial tool designed to enhance your everyday lifestyle purchases. Introduced in collaboration with Bajaj Finserv, this credit card is packed with numerous benefits, offering flexibility, rewards, and convenience for modern-day consumers. From EMI finance to dining discounts and lounge access, this card is tailored to meet various needs, making it ideal for individuals seeking value for money. Below, we will walk you through its features, benefits, fees, eligibility requirements, and how to apply.
Features and Benefits of RBL World Max Supercard
The RBL World Max Supercard is loaded with a wide range of features designed to offer a superior customer experience. From reward points to interest-free cash withdrawals, this card stands out in the market.
EMI Finance
With the EMI Finance facility, you can split your purchases into easy monthly installments. Whether it’s electronics, groceries, or any other durable item, this feature lets you convert your expenditure into affordable EMIs, making large purchases more manageable.
Emergency Advance
Emergencies can arise at any time, and with this card, you’re prepared. The Emergency Advance feature allows you to convert your available credit limit into a personal loan for up to three months without any interest charges. This can be availed once per year with a 2.5% processing fee.
Easy Cash
A key feature is the ability to withdraw unlimited interest-free cash from ATMs across India. This benefit is available for up to 50 days, offering an extra layer of financial flexibility when you need immediate access to funds.
Welcome Gift
The RBL World Max Supercard rewards new customers with a welcome gift of 12,000 reward points. To qualify, you need to pay the joining fee and spend a minimum of Rs. 2,000 within the first 60 days of receiving the card.
Movie Discounts
Movie lovers will appreciate the 1+1 offer available on BookMyShow. Once a month, cardholders can avail a second movie ticket free upon purchasing one, making it a great perk for regular moviegoers.
Reward Points
Earn 2 reward points for every Rs. 100 spent. Plus, there are bonuses for hitting monthly spending milestones. Spend Rs. 25,000 in a month and receive 1,500 reward points. Additional milestones at Rs. 40,000 and Rs. 50,000 will net you another 1,000 reward points each.
Dining Discounts
Enjoy a 5% dining discount on weekends with 20 reward points for every Rs. 100 spent on dining. This perk ensures that you not only save while eating out but also earn rewards at the same time.
Accelerated Rewards
For those purchasing electronics or home appliances, the card offers 5x reward points when shopping at select Bajaj Finserv partner outlets. This allows you to maximize your points for larger purchases, making it easier to earn valuable rewards.
Airport Lounge Access
Frequent travelers will enjoy the privilege of 6 free domestic lounge visits per year. Whether you’re waiting for a delayed flight or just want to relax before your journey, this feature ensures comfort at major airports across India.
Worldwide Acceptance
The RBL World Max Supercard is accepted globally, offering you the ability to shop in any currency and pay back in Indian Rupees. This makes it a great companion for international travelers or those who frequently shop online from global retailers.
Fees and Charges of RBL World Max Supercard
It’s important to understand the associated fees and charges of this credit card before applying. Below is a detailed breakdown:
| Category | Amount |
|---|---|
| Annual Fee | Rs. 2,999 plus service tax |
| Add-on Fee | Nil |
| Finance Charges | Up to 3.4% |
| Late Payment Fee | 15% of the total amount due |
| Foreign Currency Transaction | 3.50% |
| Over-limit Penalty | Rs. 600 |
Eligibility and Documents Required
To be eligible for the RBL World Max Supercard, applicants must meet the following criteria:
- Age: Applicants must be between 25 to 65 years old.
- Credit Score: A minimum credit score of 750 is required.
- Customer Requirement: The cardholder should be a Bajaj Finance Limited customer.
- Nationality: Only Indian citizens can apply.
Here are the documents you’ll need:
Proof of Identity
- PAN Card
- Aadhaar Card
- Driver’s License
- Passport
- Voter’s ID
- Person of Indian Origin (PIO) card
- Job card issued by NREGA
- Letter issued by the UIDAI
Proof of Address
- Aadhaar Card
- Driver’s License
- Passport
- Utility Bill (not more than 3 months old)
- Ration Card
- Property Registration Document
- Bank Account Statement
Proof of Income
- Latest salary slips (1 or 2, not older than 3 months)
- Latest Form 16
- Last 3 months’ bank statements
How to Apply for RBL World Max Supercard?
Applying for the RBL World Max Supercard is a simple process. Here’s how you can do it:
- Visit the RBL Bank or Bajaj Finserv website: Both financial institutions offer a seamless application process through their websites. Simply fill in the required details in the online application form and submit it.
- Contact Bank Executives: If you prefer a more personalized experience, you can directly get in touch with a bank executive who will guide you through the process. This ensures that you have all the support you need to complete your application.