How many days of interest-free period does HSBC credit card offer?
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HSBC credit cards usually offer an interest-free period of up to 45-55 days, depending on your billing cycle. This means if you pay your full balance by the due date each month, you won’t be charged any interest on your purchases during this time.
Here’s how it works:
The interest-free period starts from the first day of your billing cycle and includes the due date.
If you carry a balance (don’t pay in full), you lose this benefit, and interest will be charged from the transaction date.
Always check your statement to understand your specific interest-free period for that cycle!
HSBC credit cards offer an interest-free period of up to 56 days. This period applies if you pay off your full balance by the due date. However, if you only make a partial payment or carry a balance, interest will be charged on the remaining amount. The interest-free period starts from the date of your purchase.