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Avantika

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Avantika - Answers

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    1. Asked: November 20, 2024In: RBL Credit Card

      What is the daily withdrawal limit of RBL?

      Avantika
      Avantika
      Added an answer on December 4, 2024 at 3:27 pm

      The daily withdrawal limit for RBL Bank (Ratnakar Bank) depends on the type of account you have and the specific ATM or branch you're using. Generally, for RBL ATM withdrawals, the daily limit is around ₹50,000. However, this can vary based on the account type (like savings, salary, or current accouRead more

      The daily withdrawal limit for RBL Bank (Ratnakar Bank) depends on the type of account you have and the specific ATM or branch you’re using. Generally, for RBL ATM withdrawals, the daily limit is around ₹50,000. However, this can vary based on the account type (like savings, salary, or current accounts) and other factors like whether it’s a standard or premium account.

      To get the exact limit for your account, you should check your account details through net banking, the RBL mobile app, or contact customer support directly.

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    2. Asked: November 20, 2024In: RBL Credit Card

      What if I pay the minimum amount in my credit card RBL?

      Avantika
      Avantika
      Added an answer on December 4, 2024 at 3:24 pm

      If you only pay the minimum amount on your RBL credit card, it means you're only covering a small portion of the total balance you owe. While this will keep your account in good standing and prevent late fees, the remaining balance will continue to accrue interest. The interest on your outstanding bRead more

      If you only pay the minimum amount on your RBL credit card, it means you’re only covering a small portion of the total balance you owe. While this will keep your account in good standing and prevent late fees, the remaining balance will continue to accrue interest. The interest on your outstanding balance can be quite high, so you’ll end up paying more over time. Plus, if you keep paying just the minimum, it can take a long time to pay off the full amount.

      It’s always a good idea to pay as much as you can above the minimum to reduce your debt faster and avoid high interest.

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    3. Asked: November 20, 2024In: RBL Credit Card

      Why is my RBL credit card declined?

      Avantika
      Avantika
      Added an answer on December 4, 2024 at 3:22 pm

      Your RBL credit card might be declined for a few common reasons: 1. Insufficient Credit Limit: If you've reached your credit limit, the card will not be able to process new transactions. 2. Expired Card: If your card has expired, it will be declined. Check the expiry date on the front of the card. 3Read more

      Your RBL credit card might be declined for a few common reasons:

      1. Insufficient Credit Limit: If you’ve reached your credit limit, the card will not be able to process new transactions.

      2. Expired Card: If your card has expired, it will be declined. Check the expiry date on the front of the card.

      3. Incorrect Details: If the information you entered (like the card number, CVV, or expiry date) is incorrect, your card will be declined.

      4. Unpaid Dues: If you have overdue payments, your card may be blocked until the dues are cleared.

      5. Fraud Detection: If the card issuer suspects suspicious activity, your card might be temporarily blocked.

      6. Network Issues: Sometimes, technical issues with the payment network can cause the transaction to fail.

      If none of these reasons seem to apply, it’s best to contact RBL customer service for more details on why your card was declined.

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    4. Asked: November 20, 2024In: RBL Credit Card

      Is it good to join RBL Bank?

      Avantika
      Avantika
      Added an answer on December 4, 2024 at 3:14 pm

      Joining RBL Bank can be a good choice depending on what you need. Here's a simple breakdown: 1. Reputation: RBL Bank is a well-established bank in India with a history of over 70 years. It's known for providing good customer service and a wide range of financial products. 2. Products & Services:Read more

      Joining RBL Bank can be a good choice depending on what you need. Here’s a simple breakdown:

      1. Reputation: RBL Bank is a well-established bank in India with a history of over 70 years. It’s known for providing good customer service and a wide range of financial products.

      2. Products & Services: They offer many options like savings accounts, loans, credit cards, and investment plans. If you need these services, they could be a good fit.

      3. Technology: They have online banking and mobile apps, making it easy to manage your account from anywhere. Their digital services are pretty user-friendly.

      4. Interest Rates: Their interest rates on savings accounts and loans are competitive. However, it’s important to compare with other banks to see if they offer the best deal for you.

      5. Branch & ATM Network: RBL Bank has a decent number of branches and ATMs, but it might not be as widespread as some larger banks, so check if they’re convenient for you.

      6. Customer Service: Many customers report positive experiences, but like any bank, it can vary. It’s a good idea to check reviews or visit a branch to see if they meet your expectations.

      If RBL Bank fits your financial needs and their services align with your preferences, it could be a good choice. Just make sure to compare with other banks to ensure it’s the best option for you.

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    5. Asked: October 14, 2024In: RBL Credit Card

      What is the minimum income for RBL credit card?

      Avantika
      Avantika
      Added an answer on December 4, 2024 at 3:09 pm

      To get an RBL (Ratnakar Bank Limited) credit card, the minimum income requirement depends on the specific card you're applying for. Generally, for most RBL credit cards, the minimum monthly income is around ₹25,000 to ₹30,000. However, this can vary depending on the type of card, your credit historyRead more

      To get an RBL (Ratnakar Bank Limited) credit card, the minimum income requirement depends on the specific card you’re applying for. Generally, for most RBL credit cards, the minimum monthly income is around ₹25,000 to ₹30,000. However, this can vary depending on the type of card, your credit history, and other factors like employment status.

      It’s always a good idea to check the specific card details or contact the bank for the exact requirement related to the card you’re interested in.

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    6. Asked: November 29, 2024In: PNB Card

      How to check pnb credit card application status?

      Avantika
      Avantika
      Added an answer on December 4, 2024 at 3:04 pm

      To check the status of your PNB credit card application, follow these steps: 1. Visit the PNB website: Go to the official Punjab National Bank (PNB) website. 2. Login to the portal: You need to log in using your details like your application reference number or your registered phone number. 3. Use tRead more

      To check the status of your PNB credit card application, follow these steps:

      1. Visit the PNB website: Go to the official Punjab National Bank (PNB) website.

      2. Login to the portal: You need to log in using your details like your application reference number or your registered phone number.

      3. Use the tracking feature: Once logged in, there should be an option to check the status of your credit card application.

      4.Call customer service: If you don’t want to use the website, you can also call PNB’s customer service at their toll-free number (1800-180-2222) and ask about your application status.

      5. Visit your branch: Alternatively, you can visit the PNB branch where you applied and ask for an update on your application.

      That’s how you can check the status of your credit card application with PNB!

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    7. Asked: November 29, 2024In: PNB Card

      How to increase pnb credit card limit?

      Avantika
      Avantika
      Added an answer on December 4, 2024 at 3:00 pm

      To increase your PNB (Punjab National Bank) credit card limit, you can follow these steps: 1. Check Eligibility: PNB usually increases the credit card limit based on your payment history, income, and credit score. Make sure you have been using the card regularly and making timely payments. 2. RequesRead more

      To increase your PNB (Punjab National Bank) credit card limit, you can follow these steps:

      1. Check Eligibility: PNB usually increases the credit card limit based on your payment history, income, and credit score. Make sure you have been using the card regularly and making timely payments.

      2. Request an Increase: You can contact PNB’s customer service by calling the helpline number or visit the bank branch to request a limit increase. You may also be able to request it through the PNB mobile app or internet banking.

      3. Provide Required Documents: PNB may ask for documents to verify your income and financial status. Be ready to submit your latest income proof, like salary slips or tax returns, if needed.

      4. Wait for Approval: After reviewing your request and documents, PNB will decide whether to approve the increase based on their assessment.

      5. Use Your Card Responsibly: Using your card responsibly and keeping a low balance relative to your credit limit can improve your chances of getting an increase in the future.

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    8. Asked: November 29, 2024In: PNB Card

      How to apply pnb credit card?

      Avantika
      Avantika
      Added an answer on December 4, 2024 at 2:56 pm

      To apply for a PNB (Punjab National Bank) credit card, follow these steps: 1. Visit the PNB Website: Go to the official PNB website (https://www.pnbindia.in). 2. Select Credit Cards Section: Look for the "Credit Cards" option in the menu. 3. Choose the Type of Credit Card: PNB offers different typesRead more

      To apply for a PNB (Punjab National Bank) credit card, follow these steps:

      1. Visit the PNB Website: Go to the official PNB website (https://www.pnbindia.in).

      2. Select Credit Cards Section: Look for the “Credit Cards” option in the menu.

      3. Choose the Type of Credit Card: PNB offers different types of credit cards. Choose the one that fits your needs.

      4. Fill the Online Application: There will be an online application form. Fill in your details like name, address, contact information, income details, and more.

      5. Submit Documents: You’ll need to upload a few documents like your ID proof, address proof, income proof, and photograph.

      6. Wait for Approval: After submitting the form and documents, PNB will review your application. If you meet the criteria, they will approve your credit card request.

      7. Receive Your Card: Once approved, you’ll receive your PNB credit card by mail.

      Alternatively, you can also apply by visiting your nearest PNB branch. They can guide you through the process and help you with the paperwork.

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    9. Asked: November 29, 2024In: PNB Card

      How to generate pnb credit card pin?

      Avantika
      Avantika
      Added an answer on December 4, 2024 at 2:51 pm

      To generate a PNB (Punjab National Bank) credit card PIN, you can follow these steps: 1. Via PNB Internet Banking: Log in to your PNB internet banking account. Go to the "Services" tab and select "Debit/Credit Card Services." Choose the option to "Generate PIN" for your credit card. Enter the requirRead more

      To generate a PNB (Punjab National Bank) credit card PIN, you can follow these steps:

      1. Via PNB Internet Banking:

      Log in to your PNB internet banking account.
      Go to the “Services” tab and select “Debit/Credit Card Services.”
      Choose the option to “Generate PIN” for your credit card.
      Enter the required details, such as your credit card number and other security information.
      You will receive your PIN through SMS or email.

      2. Via PNB ATM:

      Visit any PNB ATM.
      Insert your PNB credit card and enter your existing ATM PIN.
      Select the option “Generate Credit Card PIN.”
      Follow the on-screen instructions to create a new PIN.
      Once done, your new PIN will be activated.

      3. Via PNB Mobile Banking App:

      Open the PNB mobile banking app and log in.
      Find the “Credit Card Services” option.
      Choose “Generate PIN” and follow the instructions to create your new PIN.

      Remember, your PIN must be kept confidential for security purposes!

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    10. Asked: November 29, 2024In: PNB Card

      Which pnb credit card is best?

      Avantika
      Avantika
      Added an answer on December 4, 2024 at 2:47 pm

      The best Punjab National Bank (PNB) credit card for you depends on your needs and spending habits. Here are a few popular PNB credit cards, and I’ll explain who they’re best for: 1. PNB Global Platinum Credit Card Best for: Frequent travelers and high spenders. Why: Offers worldwide acceptance, rewaRead more

      The best Punjab National Bank (PNB) credit card for you depends on your needs and spending habits. Here are a few popular PNB credit cards, and I’ll explain who they’re best for:

      1. PNB Global Platinum Credit Card

      Best for: Frequent travelers and high spenders.
      Why: Offers worldwide acceptance, reward points, and benefits on travel and lifestyle purchases.

      2.PNB RuPay Select Credit Card

      Best for: Health and lifestyle benefits.
      Why: Provides discounts on wellness, access to lounges at airports, and cashback offers.

      3. PNB RuPay Platinum Credit Card

      Best for: People who want good rewards without a high annual fee.
      Why: Offers reward points on transactions, free personal accident insurance, and cashback.

      4. PNB Global Classic Credit Card

      Best for: Beginners or those who need a basic card.
      Why: Simple benefits, low fees, and worldwide acceptance.

      How to Choose:
      Frequent traveler? Go for Platinum cards (Global Platinum or RuPay Select).
      Want low fees and basic rewards? RuPay Platinum or Global Classic is good.
      Looking for health and wellness perks? Choose RuPay Select.

      Let me know your spending habits, and I can help narrow it down further!

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