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Which bank is better HDFC or RBL?
Both have their strengths. HDFC is larger with a wider range of products and perks. RBL is more niche, especially with good options for shopping and EMI-focused cards. If you’re looking for broader benefits, HDFC might have the edge. But for EMI and rewards, RBL holds its own.
Both have their strengths. HDFC is larger with a wider range of products and perks. RBL is more niche, especially with good options for shopping and EMI-focused cards. If you’re looking for broader benefits, HDFC might have the edge. But for EMI and rewards, RBL holds its own.
See lessWhat is RBL Bajaj card?
The RBL Bajaj Finserv Credit Card is a partnership between RBL Bank and Bajaj Finserv. It’s perfect if you like buying gadgets, appliances, or doing EMI shopping. You get no-cost EMIs and a good reward system for your purchases.
The RBL Bajaj Finserv Credit Card is a partnership between RBL Bank and Bajaj Finserv. It’s perfect if you like buying gadgets, appliances, or doing EMI shopping. You get no-cost EMIs and a good reward system for your purchases.
See lessHow many RBL credit cards?
RBL offers quite a variety, around 20+ credit cards, including lifestyle, travel, shopping, and EMI-focused options. So, there’s something for everyone!
RBL offers quite a variety, around 20+ credit cards, including lifestyle, travel, shopping, and EMI-focused options. So, there’s something for everyone!
See lessWhat is the RBL credit card annual fee?
Annual fees for RBL cards vary. Basic cards might have a fee of ₹500 - ₹1,000. Premium cards, like the World Safari, could be around ₹3,000 or more. Some cards also waive the fee if you spend a certain amount in a year.
Annual fees for RBL cards vary. Basic cards might have a fee of ₹500 – ₹1,000. Premium cards, like the World Safari, could be around ₹3,000 or more. Some cards also waive the fee if you spend a certain amount in a year.
See lessWhich credit card is best in RBL Bank?
It really depends on what you're looking for. If you love shopping, the RBL ShopRite Card gives great cashback on groceries. For frequent travelers, the RBL World Safari Credit Card is excellent as it offers rewards on international spending. Each card has its own perks, so it's best to choose basedRead more
It really depends on what you’re looking for. If you love shopping, the RBL ShopRite Card gives great cashback on groceries. For frequent travelers, the RBL World Safari Credit Card is excellent as it offers rewards on international spending. Each card has its own perks, so it’s best to choose based on your lifestyle.
See lessRBL Platinum Maxima Credit Card
Is there any cap on reward points per month or per year?
Is there any cap on reward points per month or per year?
See lessRBL Bank World Prime Supercard
For the lounge access, how does that work? Are the 8 free visits valid at all lounges in India, or just at certain airports?
For the lounge access, how does that work? Are the 8 free visits valid at all lounges in India, or just at certain airports?
See lessHow to cancel a merchant EMI on an SBI credit card
As only merchants have the authority to cancel an EMI contract, neither SBI or any other bank will intervene unless there is proven fraudulent activity on your card. Therefore, contact your merchant directly in order to request cancellation of your EMI; but beware that this process can take time andRead more
As only merchants have the authority to cancel an EMI contract, neither SBI or any other bank will intervene unless there is proven fraudulent activity on your card. Therefore, contact your merchant directly in order to request cancellation of your EMI; but beware that this process can take time and incur extra charges; I find myself reluctant to opt for the EMI option due to this limitation.
See lessWhy are SBI credit card services getting worse day by day?
SBI Card appears to be focused on signing up new customers, similar to Reliance Jio's initial rollout; however, due to insufficient infrastructure or investment, SBI does not provide necessary customer service post signup. SBI Card, India's second-largest credit card provider, plans to surpass HDFCRead more
SBI Card appears to be focused on signing up new customers, similar to Reliance Jio’s initial rollout; however, due to insufficient infrastructure or investment, SBI does not provide necessary customer service post signup.
SBI Card, India’s second-largest credit card provider, plans to surpass HDFC as the premier lender within two years by aggressively recruiting new customers. HDFC customers who have had their card for at least 12 months are nearly certain candidates for an SBI credit card; just send your Aadhaar and PAN information via WhatsApp and receive it shortly thereafter after being verified through televerification.
I have personally encountered multiple issues with SBI Card:
Signup gift voucher terms were unclear, leading to difficulty redeeming them; I also experienced receiving an ineffective water purifier after redeeming reward points through SBI Rewards Store; third-party services always called or texted me about payments due even when paid before due dates – yet the SBI Rewards Store kept reminding me about payments!
See lessAfter fulfilling all requirements for Trident Privilege Membership, being politely denied was disconcerting.
How to become eligible for a credit limit increase (CLI) on an SBI credit card
My experience using credit cards over the last decade has taught me that there's no magic formula for increasing a credit limit. First and foremost, ensure there are no negative remarks on your CIBIL report. Your spending habits should indicate you're an informed and responsible spender; using yourRead more
My experience using credit cards over the last decade has taught me that there’s no magic formula for increasing a credit limit.
First and foremost, ensure there are no negative remarks on your CIBIL report. Your spending habits should indicate you’re an informed and responsible spender; using your credit card regularly for purchases of most daily items would do just fine – in particular if your limit exceeds 2 lakh but only use 20K monthly. This might not make an ideal customer profile!
Sometimes creditors automatically increase credit limits of long-term customers regardless of their spending patterns; but don’t be intimidated into calling customer service and asking for one – either through phone call or through online portal.
No matter what strategies are put in place, it is still imperative not to overspend with credit cards. Only convert purchases to EMIs when there’s a significant sale or discount with no added interest charges, and always aim to pay the full amount off each month without fail.
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