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RBL Bank World Prime Supercard
I saw that they offer an emergency advance loan. How does that work compared to a regular personal loan? Like, how fast can you actually get the money, and is the 2.5% processing fee a good deal?
I saw that they offer an emergency advance loan. How does that work compared to a regular personal loan? Like, how fast can you actually get the money, and is the 2.5% processing fee a good deal?
See lessIs there any app to transfer funds from a PNB credit card to any other bank account without using a wallet?
No, due to increased costs. Companies offering digital wallets or apps often must pay fees back to the bank that issued your card in order to add funds from them directly into digital wallets or apps. Paytm once offered this feature, but has since discontinued it due to high costs. When adding moneyRead more
No, due to increased costs. Companies offering digital wallets or apps often must pay fees back to the bank that issued your card in order to add funds from them directly into digital wallets or apps.
Paytm once offered this feature, but has since discontinued it due to high costs. When adding money with credit card on Paytm, it would instead be converted into a Paytm gift voucher instead of the funds being added directly.
By the way, there’s also a similar option available with PayPal in the US known as their Cash Card option, however there is an added 5% fee attached.
See lessDoes SBI’s credit card overcharge for petrol?
At any point of sale (POS), when using credit or debit cards at merchant locations, merchants incur a Merchant Discount Rate (MDR). This fee typically ranges between 1% to 3%; some merchants may add an extra charge of approximately 2% when accepting card payments. MDR fees cover payments made to carRead more
At any point of sale (POS), when using credit or debit cards at merchant locations, merchants incur a Merchant Discount Rate (MDR). This fee typically ranges between 1% to 3%; some merchants may add an extra charge of approximately 2% when accepting card payments.
MDR fees cover payments made to card networks like Visa, MasterCard and Maestro as well as your POS provider and bank that issued your card. Merchants generally face MDR costs; however, petrol stations and fuel vendors who operate with extremely tight margins often find these costs prohibitively expensive; their MDR costs might even cause them to lose money, prompting them to charge surcharges to consumers to cover those costs.
Surcharges on transactions reflect what merchants pay as Merchant Data Retrieval fees (MDR), so if you get a refund you may get some or all of it back depending on your card issuer’s policy. If these extra charges become frequent then upgrading or switching cards with more favorable terms or reducing surcharges might be wiser options.
See lessWhich is the best SBI credit card for beginners?
Credit cards act like loans provided by your bank and should be seen more as liabilities than assets. Beginning your experience with credit cards depends entirely upon your knowledge and ability to repay loan amounts within their credit limit. Always ensure you meet any due dates. Pay the full balanRead more
Credit cards act like loans provided by your bank and should be seen more as liabilities than assets.
Beginning your experience with credit cards depends entirely upon your knowledge and ability to repay loan amounts within their credit limit. Always ensure you meet any due dates. Pay the full balance due by its due date if possible; failing to do so could leave you exposed to higher interest rates as credit cards essentially function like loans. Consider credit cards with lower or no annual fees when selecting a credit card. If you plan to keep one for emergencies but not use it often, avoiding an annual fee is ideal. Beginners looking into SBI credit cards may find two cards especially appealing: Simply Click and Simply Save cards. Visit their respective websites to compare features and choose one that best meets your needs.
Thank you for reading!
See lessIs it possible to recover money which was transferred to the wrong credit card account in SBI credit card?
Luckily, SBI makes recovering your funds simple with this straightforward guide: 1. Contact SBI Credit Card Customer Service Immediately: Call the SBI Credit Card customer service right away to alert them of the mistake and provide crucial details such as transaction date, amount and account number(Read more
Luckily, SBI makes recovering your funds simple with this straightforward guide:
1. Contact SBI Credit Card Customer Service Immediately: Call the SBI Credit Card customer service right away to alert them of the mistake and provide crucial details such as transaction date, amount and account number(s).
2. Investigation Begins: Once you report the issue, a representative will begin an investigation to track down and retrieve your funds from recipients’ banks.
3. Submit a Formal Request: SBI may ask that you complete a written application or form to describe the error, in order to document and expedite its recovery process. Doing this helps document and speed up recovery efforts.
4. Fee Information: Although SBI sometimes charges fees for recovering funds, in cases of genuine mistakes they often waive this fee.
5. Wait for Recovery: SBI will keep you informed as the process moves along and your funds are returned to you.
Quick Tip: Report issues as soon as they arise and provide all pertinent details in order to hasten their recovery process.
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