In today’s digital world, credit cards have become a necessity for many online shoppers. If you are someone who frequently shops on Flipkart, you may want to consider applying for the Flipkart Axis Bank Credit Card. This card offers exclusive rewards, cashback, and discounts, making it a valuable asset for Flipkart users.
Here, we will guide you through a detailed step-by-step process of how to apply for the Flipkart Axis Bank Credit Card. Additionally, we will cover eligibility criteria, key features, benefits, and much more.
What is the Flipkart Axis Bank Credit Card?
The Flipkart Axis Bank Credit Card is a co-branded credit card introduced by Axis Bank in partnership with Flipkart. It is designed specifically for those who frequently shop on Flipkart and want to earn cashback and discounts on their purchases. The card comes with a range of benefits that enhance your shopping experience, both on Flipkart and elsewhere.
Key Features of the Flipkart Axis Bank Credit Card:
- 5% cashback on Flipkart, Myntra, and 2GUD.
- 4% cashback on preferred merchants like Swiggy, Uber, and PVR.
- 1.5% cashback on all other expenses.
- Annual fee waiver on spending ₹2,00,000 in a year.
- Complimentary airport lounge access.
Eligibility Criteria for the Flipkart Axis Bank Credit Card
Before applying for the Flipkart Axis Bank Credit Card, it is crucial to check whether you meet the eligibility criteria. Here are the basic requirements:
- The applicant must be a resident of India.
- The minimum age should be 18 years, while the maximum age limit is 70 years.
- A stable source of income is mandatory.
- A good credit score (generally above 750) increases your chances of approval.
- Applicants need to have valid ID proof, address proof, and income proof.
Documents Required for Applying
To ensure a smooth application process, keep the following documents ready:
- Proof of Identity: Aadhar Card, PAN Card, Voter ID, Passport.
- Proof of Address: Utility bills (electricity, water), Aadhar Card, Ration Card.
- Income Proof: Salary slips, Income Tax Returns (ITR), Bank statements (last 3-6 months).
- PAN Card (Mandatory for all credit card applications).
Step-by-Step Process to Apply for Flipkart Axis Bank Credit Card
To make the process easy to understand, here’s a detailed breakdown of the application steps for the Flipkart Axis Bank Credit Card:
Step 1: Visit Axis Bank Website
Head over to the official Axis Bank website or visit the dedicated Flipkart Axis Bank Credit Card page. You will find detailed information about the card’s benefits, features, and eligibility criteria here.
Step 2: Fill Out the Application Form
Click on the “Apply Now” button to start your application. You will be required to fill in your personal information such as your name, date of birth, address, and contact details. Make sure to double-check the information for accuracy before moving to the next step.
Step 3: Enter Employment and Income Details
After completing your personal information, the next step involves providing details about your employment and income. Axis Bank needs this information to assess your repayment capacity and to ensure you meet the card’s eligibility criteria.
Step 4: Submit KYC Documents
You will now be prompted to upload your KYC documents for identity and address verification. Ensure that your documents are clear and up to date to avoid delays.
Step 5: Verification Process
Once your application is submitted, Axis Bank will carry out a verification process to confirm your identity, income, and other relevant information. The bank may reach out to you for additional documentation or clarification if needed.
Step 6: Credit Approval
If your application passes the verification stage, it will go through a credit approval process where Axis Bank assesses your credit score, financial standing, and repayment capacity. A higher credit score boosts your chances of approval.
Step 7: Card Issuance
Once approved, you will receive a notification from Axis Bank. The physical Flipkart Axis Bank Credit Card will be sent to your registered address. The entire process may take up to 7-10 business days.
Benefits of Owning the Flipkart Axis Bank Credit Card
One of the main reasons why people apply for the Flipkart Axis Bank Credit Card is because of the incredible benefits it offers. Let’s dive into some of the standout perks:
- Exclusive Cashback: With 5% cashback on Flipkart, Myntra, and 2GUD, you save a significant amount of money on your shopping.
- Cashback on Preferred Merchants: You also enjoy 4% cashback on spending at partnered merchants like Swiggy, Uber, PVR, and more.
- Airport Lounge Access: Get complimentary access to airport lounges across India.
- Annual Fee Waiver: Spend ₹2,00,000 in a year and get the next year’s annual fee waived.
- Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver when you fill up at petrol stations across India.
How Long Does It Take to Get the Flipkart Axis Bank Credit Card?
Typically, it takes 7-10 working days from the date of application to receive your Flipkart Axis Bank Credit Card. However, the processing time might vary depending on factors like document verification and credit score assessment.
Tips for Increasing Your Chances of Approval
If you want to increase your chances of getting approved for the Flipkart Axis Bank Credit Card, here are a few tips:
- Maintain a Good Credit Score: A credit score above 750 significantly increases the chances of approval.
- Stable Income: A regular and stable income reassures the bank of your ability to make timely repayments.
- Complete Documentation: Ensure that all required documents are submitted correctly to avoid any delays in the verification process.