How to convert HSBC credit card bills into EMI?
Share
Lost your password? Please enter your email address. You will receive a link and will create a new password via email.
Please briefly explain why you feel this question should be reported.
Please briefly explain why you feel this answer should be reported.
Please briefly explain why you feel this user should be reported.
If you want to convert your HSBC credit card bill into EMI (Equated Monthly Installments), here’s what you can do:
1. Check Eligibility: Make sure your credit card is eligible for EMI conversion. Usually, you need a minimum transaction amount (e.g., ₹2,000 or more).
2. Contact HSBC: You can call their customer care number or log in to your HSBC online banking account or app. There’s often an option under “Credit Card Services” or “Payment Options” to convert your bill into EMI.
3. Choose EMI Plan: Select the EMI tenure that suits you (e.g., 3, 6, 9, or 12 months). Longer tenures usually mean lower monthly payments but higher interest overall.
4. Confirm the Conversion: Once you choose the plan, confirm the EMI conversion. HSBC will let you know the interest rate, processing fee, and the monthly amount you’ll need to pay.
5. Payment Starts: Your total bill will then be divided into EMIs, and you’ll start paying them from your next credit card bill.
If you’re stuck or unsure, call HSBC’s helpline for help. They’ll explain everything step-by-step.