How to redeem hdfc credit card points without hdfc bank account?
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To redeem your HDFC credit card points without needing an HDFC bank account, you can follow these steps:
Visit the HDFC Rewards Portal: Go to the official HDFC Rewards website. You don’t need an HDFC bank account to access it, but you will need to log in with your HDFC credit card details.
Log in to the Rewards Portal: Use your HDFC credit card number and the related details to log in. You can redeem points for various rewards such as vouchers, products, or even cash back.
Select the Reward: Browse the rewards catalog and select the one you want to redeem. You can exchange points for items like gift cards, airline miles, or even merchandise.
Use Third-Party Platforms: HDFC also allows you to redeem points for Amazon or other partner vouchers, which can be done without having an HDFC bank account.
Call Customer Care: If you have trouble with the portal, you can call HDFC customer service to assist with redeeming points.
You don’t need an HDFC savings or current account to do this, just your HDFC credit card and the points available on it.
To transfer money from your HDFC credit card to your bank account, follow these steps:
Use a Personal Loan against Credit Card: You can apply for a personal loan against your HDFC credit card. This allows you to transfer the loan amount directly to your bank account.
Use HDFC NetBanking:
Log in to your HDFC NetBanking account.
Go to the “Credit Cards” section and select “Manage Credit Cards.”
Look for an option like “Instant Credit” or “Balance Transfer” (this can vary).
Choose the amount to transfer and select your linked bank account.
Third-party Transfer: You can use third-party apps or platforms that offer credit card balance transfer services to send money from your HDFC credit card to your bank account. However, there might be charges involved.
Cash Withdrawal (Cash Advance): Another option is withdrawing cash from an ATM using your credit card. Once you have the cash, you can deposit it into your bank account. However, this method can come with high interest and fees.
Remember, these transfers or cash advances usually come with high-interest rates and fees, so be sure to check HDFC’s terms before proceeding.
You can redeem HDFC credit card points even without having an HDFC bank account. Simply log in to your HDFC credit card net banking or mobile app. Go to the “Rewards” section, select the items or gift vouchers you want to redeem, and proceed. You can also redeem points for cash credit or statement balance, which will be adjusted to your credit card account. No HDFC bank account is needed for this process.
You can redeem HDFC credit card points without an HDFC bank account by using the HDFC NetBanking portal linked to your credit card. Log in with your credit card credentials, go to the rewards section, and choose your redemption option like vouchers, products, or cashback. Alternatively, you can contact HDFC customer care for help with point redemption. No bank account is needed for this process.