The RBL World Prime Supercard is a premium offering designed for individuals who enjoy watching movies, shopping online, and indulging in a world of rewards. This card brings together the perfect blend of convenience and luxury through its extensive 24×7 concierge services, ensuring cardholders can enjoy exclusive perks with ease. Let’s explore the features and benefits of this incredible credit card to understand why it’s a top choice for consumers looking to maximize their spending benefits.
Features and Benefits of the RBL World Prime Supercard
Exclusive Movie Discount Offers
If you’re a movie buff, the RBL World Prime Supercard is the perfect fit. The card allows you to enjoy a 1+1 free movie ticket offer up to Rs. 200 through BookMyShow. You can avail of this offer twice a month, providing you with fantastic savings and the opportunity to enjoy your favorite movies more frequently. Whether you’re a fan of action blockbusters or romantic comedies, this card ensures you never miss a show without lightening your wallet.
Airport Lounge Access for Frequent Travelers
One of the standout features of the RBL World Prime Supercard is its free access to domestic airport lounges. Cardholders can enjoy 8 complimentary lounge visits annually, making it an excellent choice for those who frequently travel within India. Lounges offer a serene environment with complimentary food, beverages, and Wi-Fi, turning any pre-flight wait into a comfortable experience.
Emergency Advance Loan with No Interest
Life is unpredictable, and sometimes you need quick financial help. The RBL World Prime Supercard allows you to convert your available credit limit into a Personal Loan for up to 3 months without any interest. The only cost involved is a processing fee of 2.5%, providing you with a convenient way to handle unexpected expenses without the burden of heavy interest rates.
Easy Cash Withdrawal Feature
The card includes an Easy Cash option, allowing cardholders to withdraw funds from any ATM across India without incurring interest for up to 50 days. This feature offers flexibility for those who may need cash urgently but prefer not to pay high withdrawal fees or interest charges. This is particularly helpful in emergencies when immediate cash flow is required.
Reward Points and Loyalty Benefits
A significant draw of the RBL World Prime Supercard is its reward points program. Upon paying the joining fee and spending Rs. 2000 within the first 60 days, cardholders are rewarded with 12,000 points. Further, cardholders can earn 2x reward points on all online purchases. Additionally, cardholders are eligible for 10,000 reward points on annual spending of Rs. 1,50,000, adding considerable value to frequent users.
Round-the-Clock Concierge Services
A major benefit that comes with this card is the 24×7 concierge service, providing assistance in areas such as hotel bookings, golf course reservations, and dining recommendations. Whether you need help planning a trip, scheduling a business meeting, or finding a fine dining restaurant, the concierge service makes life easier by handling these details for you.
Balance Transfer at Low Interest Rates
Cardholders can take advantage of the balance transfer facility, transferring outstanding balances from other credit cards to the RBL World Prime Supercard at an affordable interest rate. This option is ideal for those looking to consolidate their debt and reduce the burden of multiple high-interest payments.
Fee and Charges of RBL World Prime Supercard
Understanding the fee structure is essential before applying for a credit card. Below is a detailed breakdown of the fees and charges associated with the RBL World Prime Supercard:
| Category | Amount |
|---|---|
| Annual Fee | Rs. 2,999 + applicable Service Tax |
| Add-on Fee | Nil |
| Finance Charges | Up to 3.4% per month |
| Late Payment Fee | 15% of total due (subject to a minimum) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Over-limit Penalty | Rs. 600 |
The annual fee of Rs. 2,999 is justified by the various lifestyle benefits and the high reward rate provided by the card. Additionally, the charges for foreign currency transactions and over-limit usage are clearly defined, allowing users to make informed decisions when using their card abroad or exceeding their credit limit.
Eligibility Criteria and Required Documents
To be eligible for the RBL World Prime Supercard, applicants must meet certain criteria:
Eligibility:
- Age: Applicants should be within the 25-65 years age range.
- Credit Score: A credit score of at least 750 is required to qualify for this card.
- Bajaj Finance Customer: This card is available to existing Bajaj Finance Limited customers.
- Nationality: The applicant must be an Indian citizen.
Documents Required:
- Proof of Identity: PAN card, Aadhaar card, Passport, Driver’s License, Voter ID, or any government-approved ID.
- Proof of Address: Aadhaar card, Passport, Driver’s License, Utility bills (within the last 3 months), Property documents, or Ration card.
- Proof of Income: Latest salary slip (within the last 3 months), Form 16, or bank statements from the past 3 months.
How to Apply for RBL World Prime Supercard
Applying for the RBL World Prime Supercard is simple and convenient. You can apply online by visiting the official RBL Bank website or through the Bajaj Finserv website. The online application process is streamlined, ensuring a hassle-free experience. Additionally, you may also contact an RBL bank representative, who can assist you in completing the application.
The RBL World Prime Supercard is tailor-made for individuals who enjoy luxurious living, frequent travel, and wish to make the most of their online and offline spending. The blend of rewards, exclusive offers, and concierge services makes this credit card an attractive option for a wide range of consumers.
Hey, I’m looking into the RBL World Prime Supercard, and a few things have me wondering. First off, that annual fee of Rs. 2,999—do you know if they waive it if you spend a certain amount, or is it fixed no matter what?
Hey! So, regarding the annual fee of Rs. 2,999 for the RBL World Prime Supercard, it looks like it’s not automatically waived based on your spending. It seems fixed, meaning you’ll have to pay that amount regardless of how much you spend. Some other cards waive the fee if you hit a spending threshold, but from what I see here, this one doesn’t offer that perk. However, considering the rewards and benefits, they might consider it justified.
For the lounge access, how does that work? Are the 8 free visits valid at all lounges in India, or just at certain airports?
For the lounge access with the RBL World Prime Supercard, the 8 complimentary visits are typically valid at select domestic airport lounges across India. You can use these free visits throughout the year, but they are only available at specific airports that have partnered with RBL Bank. It’s a good idea to check with the bank or their website to see the full list of lounges where this benefit applies.
I saw that they offer an emergency advance loan. How does that work compared to a regular personal loan? Like, how fast can you actually get the money, and is the 2.5% processing fee a good deal?
The emergency advance loan with the RBL World Prime Supercard works by converting your available credit limit into a personal loan. Compared to a regular personal loan, it’s faster since you’re using your existing credit limit—there’s no long approval process. You can get the money almost immediately, which is great in urgent situations.
As for the 2.5% processing fee, it’s fairly reasonable because there’s no interest for up to 3 months. Regular personal loans usually come with both processing fees and interest charges, so this could be a good deal if you can repay within that 3-month period. Just make sure you’re comfortable with the fee upfront!
what can you actually do with the reward points? Can you get cashback or only redeem them for certain things? Plus, do they expire at some point?
With the RBL World Prime Supercard, you can redeem your reward points for a variety of things like merchandise, gift vouchers, or booking travel through the rewards portal. However, cashback options might not be available directly. The focus is more on redeeming for specific products or services.
As for expiration, yes, reward points do typically expire after a certain period, usually around 2 to 3 years. It’s a good idea to keep an eye on your points balance and use them before they expire to get the most value out of them!