In today’s fast-paced financial environment, credit cards have become indispensable tools for managing expenses, availing rewards, and unlocking exclusive offers. One card that stands out in terms of benefits and rewards is the RBL Platinum Plus SuperCard, co-branded by Bajaj Finserv and RBL Bank. This card offers a unique blend of financial flexibility, rewards, and lifestyle perks that make it a top choice for discerning consumers.
Why Choose the RBL Platinum Plus SuperCard?
The RBL Platinum Plus SuperCard is not just a regular credit card—it’s a comprehensive financial tool designed to meet a wide range of needs. From earning reward points to enjoying interest-free cash withdrawals, this card offers everything you need to manage your finances more efficiently.
Whether you’re a frequent traveler, movie lover, or someone looking for everyday savings, this SuperCard can be a smart addition to your wallet. Below, we dive into the rich details of its features, benefits, fees, and the process to apply for it.
Key Features and Benefits of the RBL Platinum Plus SuperCard
1. Welcome Rewards
One of the most attractive features of the RBL Platinum Plus SuperCard is the Welcome Reward. When you sign up, you get up to 4,000 reward points as a welcome gift, providing an immediate return for choosing this card.
2. Additional Bonus Points
By making purchases totaling Rs. 1,50,000 annually, you can earn an additional 10,000 reward points. This added incentive encourages cardholders to use the SuperCard for a variety of expenses and accumulate rewards more quickly.
3. Reward Points on Every Spend
The reward system of the RBL Platinum Plus SuperCard is built to benefit both casual spenders and frequent shoppers. You earn:
- 1 reward point for every Rs. 100 spent on everyday expenses.
- 2 reward points on all online purchases.
These rewards add up quickly, making it an ideal card for those who shop frequently online or offline.
4. Complimentary Airport Lounge Access
For the avid traveler, this SuperCard offers complimentary airport lounge access twice a year. This feature elevates your travel experience by providing a comfortable and serene space to relax in major airports.
5. Movie Discounts
Movie buffs will appreciate the BookMyShow offer. With the RBL Platinum Plus SuperCard, you get one movie ticket free when you book another ticket through BookMyShow on weekdays. This benefit makes it easier to catch the latest films while saving money.
6. Fuel Surcharge Waiver
Frequent drivers will enjoy the fuel surcharge waiver of up to Rs. 100 per month. You can use this benefit at any fuel station across India, ensuring that you save on routine travel costs.
7. Interest-Free Cash Withdrawals
Perhaps one of the most unique features of the RBL Platinum Plus SuperCard is its interest-free cash withdrawal option. Cardholders can withdraw cash from ATMs without paying any interest for up to 50 days. This facility offers unmatched financial flexibility for those who occasionally need quick access to cash.
Fee and Charges of the RBL Platinum Plus SuperCard
To ensure transparency, here is a breakdown of the key fees and charges associated with the RBL Platinum Plus SuperCard:
| Category | Amount |
|---|---|
| Annual Fee | Rs. 999 + Service Tax |
| Joining Fee | Rs. 999 + Service Tax |
| Foreign Currency Transaction Fee | 3.5% + GST |
| Late Payment Fee | 15% of total amount due |
| Finance Charges | 3.99% + GST per month |
| Over-limit Penalty | Rs. 600 |
| Add-on Card Fee | Nil |
The annual and joining fees are nominal compared to the value you receive in the form of rewards, travel perks, and other benefits.
Eligibility and Documents Required for RBL Platinum Plus SuperCard
Before applying for the RBL Platinum Plus SuperCard, ensure that you meet the eligibility criteria and have the necessary documents ready.
Eligibility Criteria
- Age: The applicant must be between 21 to 65 years old.
- Employment Status: Both salaried and self-employed individuals can apply.
- Credit Score: A good credit score is required for approval, ensuring that you are a low-risk borrower.
Documents Required
Below are the documents you will need to apply for the RBL Platinum Plus SuperCard:
Proof of Identity:
- PAN Card
- Aadhaar Card
- Driver’s License
- Passport
- Voter’s ID
- Overseas Citizen of India (OCI) Card
- Person of Indian Origin (PIO) Card
- Job Card issued by NREGA
- Letter issued by the UIDAI
Proof of Address:
- Aadhaar Card
- Driver’s License
- Passport
- Utility Bill (not more than 3 months old)
- Ration Card
- Property Registration Document
- Bank Account Statement
Proof of Income:
- Latest one or two salary slips (not older than 3 months)
- Latest Form 16
- Last 3 months’ bank statement
How to Apply for the RBL Platinum Plus SuperCard?
If you’re interested in applying for this credit card, the process is simple and straightforward. Here’s how you can go about it:
- Visit the Official Websites: You can apply by visiting either the RBL Bank or Bajaj Finserv website. Both platforms offer easy access to the application process.
- Call Customer Support: Alternatively, you can reach out to the RBL Bank Helpline at 022-71190900 for direct assistance with the application.
- Submit Your Documents: Once you initiate the application process, you will need to submit the required documents either online or at an RBL Bank branch.
- Eligibility Check and Approval: After submitting the documents, the bank will verify your eligibility. Once approved, the RBL Platinum Plus SuperCard will be dispatched to your registered address.