RBL World Safari Credit Card

The RBL World Safari Credit Card is a travel-centric financial product designed for those who love to explore the world while enjoying exclusive benefits. In today’s fast-paced world, travel has become a major part of our lives, and with it comes the need for seamless financial solutions. This card offers more than just convenience—it is packed with exclusive perks and rewards, making it a must-have for globetrotters. Whether you’re a frequent flyer or someone who occasionally takes vacations, the RBL World Safari Credit Card enhances your travel experiences through a range of travel-specific offers and benefits.

Top Benefits of RBL World Safari Credit Card

When considering a credit card, the perks and features are often the deciding factors. The RBL World Safari Credit Card has several travel-focused benefits that make it stand out from the competition.

1. Zero Forex Markup

One of the most significant advantages of the RBL World Safari Credit Card is the zero forex markup on international transactions. This feature alone can save you a substantial amount of money, as most credit cards charge a forex fee ranging from 2-3% on international spending. Whether you are booking a hotel, dining abroad, or purchasing from international retailers, you can save money with every transaction.

2. Complimentary Lounge Access

The RBL World Safari Credit Card also offers complimentary lounge access at domestic and international airports. Airport lounges provide a peaceful space to relax, enjoy a meal, or catch up on work before your flight. As a cardholder, you gain access to select airport lounges, enhancing your overall travel experience. This is a particularly valuable benefit for frequent travelers.

3. Travel Insurance Coverage

The RBL World Safari Credit Card comes with extensive travel insurance coverage, providing peace of mind for cardholders. Whether it’s lost baggage, trip delays, or medical emergencies, the card’s insurance package ensures that you are covered during your travels. This feature is designed to reduce travel-related anxieties and ensure a hassle-free journey, no matter where you are in the world.

4. Reward Points on Every Purchase

The card offers generous reward points on every transaction. Specifically, cardholders can earn up to 5 reward points per Rs. 100 spent on international and domestic purchases. These reward points can be redeemed for a variety of travel-related products and services, including flight tickets, hotel stays, and more. The more you spend, the more points you accumulate, allowing you to enjoy exclusive rewards.

5. Welcome Bonus and Milestone Benefits

New applicants of the RBL World Safari Credit Card are greeted with an attractive welcome bonus. Cardholders receive a significant amount of bonus reward points after their first transaction, which can be used to kickstart your rewards journey. Additionally, the card comes with milestone benefits, where you can earn extra points or travel-related perks upon reaching certain spending thresholds. This makes it easy to maximize the value of your card over time.

How to Apply for RBL World Safari Credit Card

Applying for the RBL World Safari Credit Card is a seamless process. The eligibility criteria are straightforward, making it accessible to a wide range of applicants. Here’s how you can apply:

1. Eligibility Criteria

To be eligible for the RBL World Safari Credit Card, you need to meet the following requirements:

• Minimum age of 21 years
• A stable source of income
• Clean credit history with a credit score above 700 These basic criteria ensure that applicants can responsibly manage their credit card and make timely payments.

2. Documentation Required

When applying for the card, you will need to submit the following documents:

• Proof of Identity (Aadhar Card, PAN Card, or Passport)
• Proof of Income (salary slips or income tax returns)
• Proof of Address (utility bills or rental agreements) These documents help verify your identity, address, and financial stability, ensuring a smooth application process.

3. Online Application Process

You can apply for the RBL World Safari Credit Card through the RBL Bank’s official website. Simply fill out the online application form, submit your documents, and wait for approval. The online process is user-friendly and designed for convenience, making it easy to complete the application from the comfort of your home.

4. In-Person Application

Alternatively, you can apply for the card by visiting any RBL Bank branch. Speak to a bank representative, fill out the required forms, and submit your documents in person. This option is ideal for those who prefer face-to-face interactions when applying for financial products.

Fees and Charges of RBL World Safari Credit Card

Before applying for any credit card, it’s crucial to understand the associated fees and charges. The RBL World Safari Credit Card has a competitive fee structure, ensuring that the benefits outweigh the costs.

1. Annual Fees

The annual fee for the RBL World Safari Credit Card is Rs. 3,000 plus taxes. However, this fee is justified considering the card’s travel-related perks, including zero forex markup, complimentary lounge access, and travel insurance. In addition, if you reach certain spending milestones during the year, the annual fee may be waived.

2. Interest Rates

Like most credit cards, the RBL World Safari Credit Card carries interest rates on overdue payments. It’s essential to make timely payments to avoid accruing interest, which can significantly increase your overall credit card debt. The interest rate typically ranges from 3.5% to 4% per month, depending on the cardholder’s credit profile.

3. Late Payment Fees

Cardholders who fail to make their payments on time will incur late payment fees. These fees vary based on the outstanding amount but can be as high as Rs. 1,000 for significant balances. To avoid these charges, we recommend setting up automatic payments or reminders for due dates.

4. Cash Advance Fees

The cash advance feature allows you to withdraw cash from your credit card, but it comes with a hefty cash advance fee of 2.5% of the amount withdrawn, subject to a minimum charge of Rs. 500. Cash advances should be used sparingly due to the high fees involved.

Why Choose RBL World Safari Credit Card?

The RBL World Safari Credit Card is an excellent choice for those who frequently travel and want to maximize their spending power. Here’s why it stands out from the competition:

• Zero Forex Markup: Significant savings on international transactions.
• Complimentary Lounge Access: Comfortable travel experiences at airports worldwide.
• Comprehensive Travel Insurance: Peace of mind when traveling abroad.
• Reward Points: Generous rewards program that offers points for both domestic and international transactions.
• Welcome Bonus: Start your journey with bonus reward points that can be redeemed for travel perks.

If you are someone who loves to travel and wants a credit card that complements your lifestyle, the RBL World Safari Credit Card is the perfect choice. The benefits and perks associated with this card are tailored specifically for those who want to save on international spending, enjoy premium airport services, and earn rewards that can be redeemed for future travels.