What is the handling fee for HSBC credit cards?
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The handling fee for HSBC credit cards is an extra charge for specific transactions like cash withdrawals, foreign currency transactions, or balance transfers. For example:
Cash advance fee: Usually a percentage of the amount you withdraw from an ATM, often around 2.5% to 3%.
Foreign transaction fee: A fee for spending in a currency other than your card’s default currency, typically around 2% to 3%.
Balance transfer fee: A fee for moving debt from another card to your HSBC card, often between 1% and 3% of the transferred amount.
These fees depend on the type of HSBC credit card you have. To avoid surprises, check the terms and conditions for your specific card.