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Ruchikajain
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Ruchikajain
Asked: June 19, 2026In: ICICI Bank Credit Card

What should I consider when choosing an edition or black card for travel, lounge access, and high-end perks?

  • 2

If you’re choosing a premium or black credit card mainly for travel, I’d suggest looking beyond just the card’s branding. Check how useful the lounge access actually is, does it cover both domestic and international airports, and ...Read more

luxury credit cardpremium credit cardtimes black credit card
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  • 79 Views
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kushal
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kushal
Asked: July 4, 2024In: Banking

How To Pay APAY ICICI CC Bill To Get Maximum Cashback

  • 2

I have an APAY ICICI Bank credit card and I spend over 50,000 INR every month. Currently, I pay my bill using the HDFC Millennia Debit Card and receive 400 INR cashback. To maximize my cashback, I am considering paying ...Read more

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miteshchalmela
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miteshchalmela
Asked: August 20, 2026In: Credit Cards

Is Lounge access useful for frequent Travelers?

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Waiting at an airport can be much easier with a quiet place to sit, grab refreshments, charge devices or get some work done before a flight. When comparing an international airport lounge access credit card, it is worth checking ...Read more

credit cardsloungetravelers
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jatink
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jatink
Asked: September 1, 2026In: Credit Cards

Is Airport Lounge Access Actually Useful?

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Airport lounge access can be a useful perk for people who travel regularly, especially during long layovers or when arriving early at the airport. But the value can vary depending on how often the benefit is used and whether ...Read more

credit cards
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  • 60 Views
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ritusingh
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ritusingh
Asked: October 8, 2026In: Credit Cards

Is a metal credit card worth considering for travel and lifestyle benefits?

  • 1

I’ve been comparing premium card options and recently came across Times Black. It seems to combine travel, lounge access, rewards, and lifestyle related benefits. For anyone who has used it, do you think a metal credit card like this ...Read more

metal credit card
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  • 41 Views
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Aditi
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Aditi
Asked: September 20, 2024In: RBL Credit Card

RBL Bank Credit Card EMI

  • 1

RBL Bank offers a convenient credit card EMI conversion feature known as “Split n Pay,” allowing cardholders to manage their high-value purchases by paying them off in installments. This option is particularly useful for those who need financial flexibility but ...Read more

  • 3 Answers
  • 139 Views
  • 0 Followers
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Ruchikajain
  • 1
Ruchikajain
Asked: February 22, 2026In: ICICI Bank Credit Card

Which credit cards offer unlimited domestic + international airport lounge access (e.g., Times Black, Emerald, etc.)?

  • 1

I’m trying to shortlist the best credit cards that include unlimited airport lounge access both within India and internationally as a core benefit, not just a limited number of visits per year or tied to spending thresholds. Specifically I’m looking for ...Read more

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  • 83 Views
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Ruchikajain
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Ruchikajain
Asked: March 26, 2026In: ICICI Bank Credit Card

At What Spending Level Does It Make Sense to Upgrade to a Premium Credit Card?

  • 1

I’ve been thinking about this lately and wanted to get community perspective. Over the past year, my credit card spending has gone up quite a bit (mostly on travel, dining, and online purchases). Naturally, I’ve started getting upgrade offers for more ...Read more

credit cardupgrade
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  • 88 Views
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Ruchikajain
  • 1
Ruchikajain
Asked: April 23, 2026In: ICICI Bank Credit Card

Which card is best for international transactions?

  • 1

For international transactions, the “best” card depends on whether you value low forex markup, rewards on overseas spend, or travel perks. If minimizing fees is the priority, low or zero-forex cards make the biggest difference, since standard cards often charge ...Read more

luxury credit cradmetal credit cardpremium credit card
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  • 86 Views
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Ruchikajain
  • 1
Ruchikajain
Asked: August 1, 2026In: ICICI Bank Credit Card

Best Way to Use a Rs. 10,000 Tata CLiQ Voucher from Times Black?

  • 1

I recently redeemed the Rs. 10,000 Tata CLiQ voucher through the Times Black membership benefits and was wondering what the best way to use it would be. I’ve noticed that prices for many ...Read more

credit card benefitsluxury credit cardpremium credit card
  • 0 Answers
  • 80 Views
  • 1 Follower
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