Lost your password? Please enter your email address. You will receive a link and will create a new password via email.
Please briefly explain why you feel this question should be reported.
Please briefly explain why you feel this answer should be reported.
Please briefly explain why you feel this user should be reported.
Which HSBC credit card is best in UK?
Choosing the best HSBC credit card in the UK depends on your personal needs and spending habits. Here are some options to consider: 1. HSBC Balance Transfer Credit Card: Ideal if you want to transfer existing credit card debt to take advantage of up to 30 months interest-free on balance transfers (wRead more
Choosing the best HSBC credit card in the UK depends on your personal needs and spending habits. Here are some options to consider:
1. HSBC Balance Transfer Credit Card: Ideal if you want to transfer existing credit card debt to take advantage of up to 30 months interest-free on balance transfers (with a 3.49% fee, minimum £5).
HSBC
2. HSBC Purchase Plus Credit Card: Great for new purchases, offering up to 20 months interest-free on purchases and up to 17 months interest-free on balance transfers (with a 3.49% fee, minimum £5).
HSBC
3. HSBC Rewards Credit Card: Earn reward points on eligible purchases, which can be redeemed for various perks.
HSBC
4. HSBC Premier World Elite Mastercard: Designed for frequent travelers, this card offers enhanced travel benefits and more reward points. Note that it requires an HSBC Premier account.
HSBC
5. HSBC Classic Credit Card: If you’re looking to build or improve your credit rating, this card could be suitable.
HSBC
Consider what features are most important to you—be it balance transfers, rewards, travel perks, or building credit—to determine which card aligns best with your financial goals.
See lessHow to redeem HSBC credit card reward points?
Redeeming HSBC credit card reward points is simple. Here’s how you can do it: 1. Log in to Online Banking or the HSBC Mobile App: Go to your account, and you’ll find a section for rewards or points. 2. Check Your Points Balance: This will show how many points you have available to use. 3. Browse theRead more
Redeeming HSBC credit card reward points is simple. Here’s how you can do it:
1. Log in to Online Banking or the HSBC Mobile App: Go to your account, and you’ll find a section for rewards or points.
2. Check Your Points Balance: This will show how many points you have available to use.
3. Browse the Rewards Catalogue: HSBC usually offers options like shopping vouchers, travel bookings, merchandise, or cashback.
4. Select What You Want: Pick the reward you like, whether it’s a gift card, flight ticket, or converting points into cashback.
5. Redeem the Points: Follow the instructions to confirm your choice. The process might differ depending on the type of reward, but it’s straightforward.
6. Confirmation: Once you redeem, you’ll get a confirmation message. Rewards like vouchers or cashback may take a little time to show up.
If you’re unsure or need help, you can always call HSBC’s customer service, and they’ll guide you.
See lessWhat are the benefits of HSBC credit cards?
HSBC credit cards come with a lot of benefits that can make spending more rewarding and convenient. Here are some of the key ones: 1. Rewards Programs: You can earn points or cashback for every purchase. These points can often be redeemed for travel, shopping, or other perks. 2. Global Acceptance: HRead more
HSBC credit cards come with a lot of benefits that can make spending more rewarding and convenient. Here are some of the key ones:
1. Rewards Programs: You can earn points or cashback for every purchase. These points can often be redeemed for travel, shopping, or other perks.
2. Global Acceptance: HSBC cards are widely accepted worldwide, making them a great choice for travel.
3. Travel Benefits: Some cards offer perks like lounge access at airports, travel insurance, and discounts on flights or hotels.
4. Special Discounts: HSBC partners with various stores, restaurants, and online platforms to offer exclusive deals and discounts.
5. Security Features: Advanced security like fraud protection and notifications for unusual transactions to keep your card safe.
6. Flexible Payment Options: You can choose to pay in full or in installments and manage your spending easily through HSBC’s app or online banking.
7. Welcome Offers: Many HSBC cards come with introductory offers like bonus points, waived fees, or cashback when you sign up.
Each card has its own unique features, so it depends on which one you choose.
See lessWhat is the interest rate on HSBC credit cards?
The interest rate on HSBC credit cards depends on the type of card you have and the country you're in. Usually, HSBC gives an Annual Percentage Rate (APR), which shows how much interest you'll pay if you carry a balance. The rate can range from low to higher, like around 12% to 25%, depending on youRead more
The interest rate on HSBC credit cards depends on the type of card you have and the country you’re in. Usually, HSBC gives an Annual Percentage Rate (APR), which shows how much interest you’ll pay if you carry a balance. The rate can range from low to higher, like around 12% to 25%, depending on your credit score, the card, and any special offers they might have.
If you pay your full balance on time every month, you won’t be charged any interest on purchases. But if you miss a payment or only pay part of the balance, interest starts adding up. For cash advances, the rate is often higher, and there’s no interest-free period.
See lessHow does an HSBC credit card work?
An HSBC credit card works by giving you a credit limit, which is the maximum amount you can spend using the card. You use it to make payments for purchases, and HSBC temporarily covers the cost for you. At the end of each month, you get a bill showing how much you've spent. You can choose to pay theRead more
An HSBC credit card works by giving you a credit limit, which is the maximum amount you can spend using the card. You use it to make payments for purchases, and HSBC temporarily covers the cost for you. At the end of each month, you get a bill showing how much you’ve spent.
You can choose to pay the full amount or just a part of it. If you don’t pay in full, HSBC charges interest on the remaining balance. Some HSBC cards also come with perks like reward points, cashback, or travel benefits when you use them.
See lessWhat is an HSBC credit card?
An HSBC credit card is a payment card issued by HSBC Bank. It lets you make purchases, pay bills, and withdraw cash up to a certain credit limit set by the bank. These cards often come with benefits like reward points, cashback, discounts, and offers on shopping, dining, and travel. For example, ifRead more
An HSBC credit card is a payment card issued by HSBC Bank. It lets you make purchases, pay bills, and withdraw cash up to a certain credit limit set by the bank. These cards often come with benefits like reward points, cashback, discounts, and offers on shopping, dining, and travel.
For example, if you frequently travel, you might find HSBC cards offering air miles or lounge access useful. They also provide features like easy EMI conversion for big expenses, fraud protection, and the ability to manage the card online or via the HSBC app.
See lessWhat is the rating of RBL Bank?
RBL Bank is generally considered to have a good credit rating, but the exact rating can vary depending on the rating agency and the financial conditions at the time. As of recent years, agencies like ICRA and CARE Ratings have assigned RBL Bank ratings in the "A" to "AA-" range, which indicates a stRead more
RBL Bank is generally considered to have a good credit rating, but the exact rating can vary depending on the rating agency and the financial conditions at the time. As of recent years, agencies like ICRA and CARE Ratings have assigned RBL Bank ratings in the “A” to “AA-” range, which indicates a strong financial position and ability to meet obligations.
These ratings suggest that RBL Bank is financially stable, though not as highly rated as some of the largest banks. If you’re considering investing in RBL Bank or taking a loan, checking the most up-to-date ratings from agencies like CRISIL or S&P will give you the latest information on its financial health.
See lessWhat is the second name of RBL Bank?
RBL Bank is also known by its full name, Ratnakar Bank Limited. This was the bank's original name before it rebranded to RBL Bank in 2014 to reflect its growth and broader banking services. So, while it’s commonly called RBL Bank, its second or full name is Ratnakar Bank Limited. This name is stillRead more
RBL Bank is also known by its full name, Ratnakar Bank Limited. This was the bank’s original name before it rebranded to RBL Bank in 2014 to reflect its growth and broader banking services.
So, while it’s commonly called RBL Bank, its second or full name is Ratnakar Bank Limited. This name is still used in some formal documents and legal contexts.
See lessIs RBL a big bank?
RBL Bank is not one of the largest banks in India, like SBI or HDFC, but it is still a well-established and growing private sector bank. It has been around for over 80 years and offers a wide range of banking services, including savings accounts, credit cards, loans, and investments. While it doesn’Read more
RBL Bank is not one of the largest banks in India, like SBI or HDFC, but it is still a well-established and growing private sector bank. It has been around for over 80 years and offers a wide range of banking services, including savings accounts, credit cards, loans, and investments.
While it doesn’t have the massive branch and ATM network of bigger banks, it is known for its strong focus on customer service and digital banking solutions. RBL is steadily expanding its presence and is considered reliable for modern banking needs.
See lessHow to transfer RBL credit card money to bank account?
You can transfer money from your RBL credit card to a bank account using the credit card to bank transfer facility. Here’s how you can do it: Balance Transfer Option: Some RBL credit cards allow you to transfer money directly to your bank account as a loan or balance transfer. You can check this optRead more
You can transfer money from your RBL credit card to a bank account using the credit card to bank transfer facility. Here’s how you can do it:
Balance Transfer Option: Some RBL credit cards allow you to transfer money directly to your bank account as a loan or balance transfer. You can check this option in the RBL mobile app or by contacting customer care.
Third-Party Apps: Apps like Paytm, PhonePe, or other digital wallets may let you add money using your RBL credit card and then transfer it to a bank account. Keep in mind that there may be charges involved.
Charges and Interest: Transferring money from a credit card usually comes with processing fees and interest charges. These costs can be higher than regular transactions.
Contact RBL Bank: To check if this facility is available for your credit card, reach out to RBL Bank customer service. They’ll guide you through the process and let you know the terms.
Always confirm fees and interest rates before transferring to avoid surprises.
See less