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Ruchikajain

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Ruchikajain - Questions

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    Ruchikajain
    • 1
    Ruchikajain
    Asked: June 19, 2026In: ICICI Bank Credit Card

    What should I consider when choosing an edition or black card for travel, lounge access, and high-end perks?

    • 1

    If you’re choosing a premium or black credit card mainly for travel, I’d suggest looking beyond just the card’s branding. Check how useful the lounge access actually is, does it cover both domestic and international airports, and ...

    luxury credit cardpremium credit cardtimes black credit card
    • 0 Answers
    • 2 Views
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    Ruchikajain
    • -1
    Ruchikajain
    Asked: May 25, 2026In: Credit Cards

    What should I look for when choosing a Premium credit card with lounge access?

    • -1

    I’ve been exploring the Times Black Credit Card lately, mainly because of the travel and lounge access benefits people keep talking about. The unlimited domestic + international lounge access sounds great on paper, and I also noticed they ...

    airport lounge accesslounge accessluxury credit card
    • 0 Answers
    • 45 Views
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    Ruchikajain
    • 1
    Ruchikajain
    Asked: April 23, 2026In: ICICI Bank Credit Card

    Which card is best for international transactions?

    • 1

    For international transactions, the “best” card depends on whether you value low forex markup, rewards on overseas spend, or travel perks. If minimizing fees is the priority, low or zero-forex cards make the biggest difference, since standard cards often charge ...

    luxury credit cradmetal credit cardpremium credit card
    • 0 Answers
    • 51 Views
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    Ruchikajain
    • 0
    Ruchikajain
    Asked: March 26, 2026In: ICICI Bank Credit Card

    At What Spending Level Does It Make Sense to Upgrade to a Premium Credit Card?

    • 0

    I’ve been thinking about this lately and wanted to get community perspective. Over the past year, my credit card spending has gone up quite a bit (mostly on travel, dining, and online purchases). Naturally, I’ve started getting upgrade offers for more ...

    credit cardupgrade
    • 0 Answers
    • 61 Views
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    Ruchikajain
    • 0
    Ruchikajain
    Asked: February 22, 2026In: ICICI Bank Credit Card

    Which credit cards offer unlimited domestic + international airport lounge access (e.g., Times Black, Emerald, etc.)?

    • 0

    I’m trying to shortlist the best credit cards that include unlimited airport lounge access both within India and internationally as a core benefit, not just a limited number of visits per year or tied to spending thresholds. Specifically I’m looking for ...

    question
    • 0 Answers
    • 65 Views
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    Ruchikajain
    • -3
    Ruchikajain
    Asked: January 28, 2026In: ICICI Bank Credit Card

    Frequent flyers: which lounge access cards are worth it?

    • -3

    Hey everyone! I’m looking into airport lounge access cards and could use some advice. I travel a lot, and having lounge access really makes a difference. I’m deciding between a few premium options: Times Black, HDFC Diners Club Black, and SBI ...

    airport lounge access cardlounge credit cardtimes black credit card
    • 0 Answers
    • 58 Views
    Answer
    Ruchikajain
    • -1
    Ruchikajain
    Asked: December 29, 2025In: ICICI Bank Credit Card

    Which Travel Credit Card Is Best in India?

    • -1

    I’m looking for suggestions on the best travel credit card in India, especially if it gives good rewards, lounge access, and travel benefits. Top 3 cards I’m considering: Times Black ICICI Bank Credit Card – A premium metal card ...

    questiontimes black credit cardtravel credit card
    • 0 Answers
    • 100 Views
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