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Ruchikajain

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Ruchikajain - Questions

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    Ruchikajain
    • 1
    Ruchikajain
    Asked: April 23, 2026In: ICICI Bank Credit Card

    Which card is best for international transactions?

    • 1

    For international transactions, the “best” card depends on whether you value low forex markup, rewards on overseas spend, or travel perks. If minimizing fees is the priority, low or zero-forex cards make the biggest difference, since standard cards often charge ...

    luxury credit cradmetal credit cardpremium credit card
    • 0 Answers
    • 31 Views
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    Ruchikajain
    • -1
    Ruchikajain
    Asked: March 26, 2026In: ICICI Bank Credit Card

    At What Spending Level Does It Make Sense to Upgrade to a Premium Credit Card?

    • -1

    I’ve been thinking about this lately and wanted to get community perspective. Over the past year, my credit card spending has gone up quite a bit (mostly on travel, dining, and online purchases). Naturally, I’ve started getting upgrade offers for more ...

    credit cardupgrade
    • 0 Answers
    • 52 Views
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    Ruchikajain
    • 0
    Ruchikajain
    Asked: February 22, 2026In: ICICI Bank Credit Card

    Which credit cards offer unlimited domestic + international airport lounge access (e.g., Times Black, Emerald, etc.)?

    • 0

    I’m trying to shortlist the best credit cards that include unlimited airport lounge access both within India and internationally as a core benefit, not just a limited number of visits per year or tied to spending thresholds. Specifically I’m looking for ...

    question
    • 0 Answers
    • 56 Views
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    Ruchikajain
    • -2
    Ruchikajain
    Asked: January 28, 2026In: ICICI Bank Credit Card

    Frequent flyers: which lounge access cards are worth it?

    • -2

    Hey everyone! I’m looking into airport lounge access cards and could use some advice. I travel a lot, and having lounge access really makes a difference. I’m deciding between a few premium options: Times Black, HDFC Diners Club Black, and SBI ...

    airport lounge access cardlounge credit cardtimes black credit card
    • 0 Answers
    • 44 Views
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    Ruchikajain
    • -1
    Ruchikajain
    Asked: December 29, 2025In: ICICI Bank Credit Card

    Which Travel Credit Card Is Best in India?

    • -1

    I’m looking for suggestions on the best travel credit card in India, especially if it gives good rewards, lounge access, and travel benefits. Top 3 cards I’m considering: Times Black ICICI Bank Credit Card – A premium metal card ...

    questiontimes black credit cardtravel credit card
    • 0 Answers
    • 91 Views
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