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How to make balance transfers with HSBC credit cards?

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PRIYANKA RANA
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PRIYANKA RANA
Asked: November 20, 20242024-11-20T16:13:59+05:30 2024-11-20T16:13:59+05:30In: HSBC Credit Card

How to make balance transfers with HSBC credit cards?

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How to make balance transfers with HSBC credit cards?
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    1. Manav
      Manav
      2024-12-05T15:39:20+05:30Added an answer on December 5, 2024 at 3:39 pm

      To make a balance transfer with an HSBC credit card, log in to your HSBC online account or mobile app. Select the balance transfer option, enter the details of the credit card you’re transferring from, and the amount you want to transfer. Check the terms, like fees and interest rates, before confirming. You can also call HSBC customer service for help.

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    2. Subhash
      Subhash
      2024-12-05T11:49:01+05:30Added an answer on December 5, 2024 at 11:49 am

      To make a balance transfer with your HSBC credit card, first, log in to your online banking or HSBC mobile app. Look for the balance transfer option under the “Transfers” section. Enter the details of the other credit card you want to transfer from, including the amount. Confirm the transfer, and HSBC will handle the rest, moving the balance to your card. Make sure to check any fees or promotional interest rates before proceeding.

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    3. nitesh
      nitesh
      2024-11-21T10:00:23+05:30Added an answer on November 21, 2024 at 10:00 am

      To make a balance transfer with an HSBC credit card, follow these simple steps:

      1. Check Eligibility: Make sure your HSBC credit card allows balance transfers. Look at your card details or call HSBC customer service to confirm.

      2. Review Offers: HSBC often has special balance transfer offers, like low-interest rates for a set time. Check if you have any offers on your account.

      3. Decide the Amount: Choose how much you want to transfer. Remember, it should be within your credit limit.

      4. Gather Details: Get the account number and outstanding balance of the card you’re transferring from.

      5. Request the Transfer:

      Log in to your HSBC online banking account or use the HSBC mobile app.
      Look for the “Balance Transfer” option.
      Enter the required details like the other card’s account info and the transfer amount.
      Or, you can call HSBC customer service to request the transfer.

      6. Confirm the Fees: Some balance transfers may come with a fee (like 3%-5% of the amount). Check the fee before confirming.

      7. Wait for the Transfer: It usually takes 5-7 business days for the transfer to process. Keep making payments on the old card until the transfer is complete to avoid late fees.

      If you’re unsure about anything, call HSBC customer support. They’ll guide you through it.

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