RBL World Plus SuperCard

The RBL World Plus SuperCard is a revolutionary financial product designed to enhance your purchasing power while offering a wide range of exclusive benefits. Built with convenience and versatility in mind, this card brings together the features of both a credit card and a forex card. Whether you are a frequent traveler, a shopaholic, or someone looking to optimize their finances, this card provides solutions tailored to your needs.

What is the RBL World Plus SuperCard?

The RBL World Plus SuperCard is a flagship offering from RBL Bank in collaboration with Bajaj Finserv, designed to serve as a multi-purpose financial tool. With it, users get access to not only traditional credit card functionalities but also additional features like free airport lounge access, fuel surcharge waivers, and interest-free ATM cash withdrawals.

This unique credit card caters to high-end users who want the best of both worlds: the luxury of using an elite card and the practicality of managing everyday transactions efficiently. The card stands out from the competition, thanks to its competitive rewards structure, making it a must-have for anyone who values benefits while maximizing savings.

Key Features of the RBL World Plus SuperCard

1. Multi-Functional Use

The RBL World Plus SuperCard is not your typical credit card. It serves as a versatile tool that doubles as a credit card and forex card, making it highly valuable for both domestic and international transactions. This dual functionality makes managing multiple cards unnecessary.

2. Interest-Free Cash Withdrawals

One of the standout features is the interest-free cash withdrawal benefit. You can withdraw cash from ATMs at zero interest for the first 50 days. This is ideal for emergencies, as most credit cards charge hefty interest rates on cash withdrawals. With the RBL World Plus SuperCard, you can access funds without worrying about immediate financial strain.

3. High Reward Points on Purchases

The reward points system of the RBL World Plus SuperCard is designed to give you maximum value for your spending. The card provides:

• 2 reward points on every ₹100 spent on regular purchases.
• 10X reward points on dining, entertainment, and international transactions.

These reward points can be redeemed for a wide range of products, services, and vouchers, ensuring that every purchase brings additional benefits.

4. Airport Lounge Access

For frequent travelers, this card offers complimentary access to domestic airport lounges. This feature adds a layer of comfort to your travel experience, allowing you to relax in luxury while waiting for your flight.

5. Fuel Surcharge Waiver

Fuel expenses can be a significant burden, but the RBL World Plus SuperCard helps alleviate that by offering a fuel surcharge waiver on transactions between ₹400 and ₹4,000. This makes it an excellent choice for individuals who spend a considerable amount on fuel every month.

6. Annual Fee Waiver

The card comes with an annual fee of ₹2,999, but you can get this waived off if your annual spending exceeds ₹3 lakh. This encourages cardholders to make the most out of the card while enjoying all its benefits at no additional cost.

Detailed Benefits of RBL World Plus SuperCard

1. Emergency Loan Facility

The card offers an emergency loan facility where you can convert your available credit limit into an instant loan for a tenure of up to 90 days at a minimal interest rate. This is a useful feature for individuals who may face sudden financial crunches.

2. Easy EMI Conversion

Big purchases can be converted into EMIs at the point of sale, making it easier to manage your finances without feeling burdened by large payments. Whether it’s gadgets, travel bookings, or even education expenses, you can easily spread the cost over several months, making large purchases more manageable.

3. Zero Foreign Currency Markup

For international travelers, the RBL World Plus SuperCard is highly advantageous due to its zero foreign currency markup. This allows you to make transactions in foreign currencies without worrying about additional charges, making it a must-have for frequent globe-trotters.

4. Complimentary Insurance Coverage

Cardholders are provided with complimentary insurance coverage for accidents, which offers peace of mind during travel. This ensures that you are protected from any unforeseen mishaps while using the card abroad or domestically.

5. Welcome Benefits

Upon joining, new cardholders enjoy attractive welcome gifts, such as exclusive vouchers and reward points. This welcome package adds significant value right from the start, ensuring you get the most out of your card from day one.

Eligibility Criteria and Application Process

1. Eligibility Criteria

The RBL World Plus SuperCard is designed for salaried individuals and self-employed professionals who meet the following criteria:

• Minimum age of 23 years for salaried individuals.
• Minimum income of ₹3 lakh per annum.
• Good credit score (preferably above 750).

Meeting these requirements ensures that you qualify for the premium benefits the card offers.

2. How to Apply

Applying for the RBL World Plus SuperCard is a simple and straightforward process. You can apply through the official Bajaj Finserv or RBL Bank websites by filling out the online application form. Post submission, you will be required to submit essential documents such as identity proof, address proof, and income proof.

The application process is typically quick, and upon approval, your card will be delivered to your registered address within a few working days.

Fees and Charges

1. Joining Fee

The joining fee for the RBL World Plus SuperCard is ₹2,999, which is payable upon issuance. This fee is reasonable considering the extensive range of features and benefits offered by the card.

2. Annual Maintenance Fee

The annual fee is ₹2,999, but as mentioned earlier, this can be waived off if your annual spending exceeds ₹3 lakh.

3. Late Payment Charges

Late payments can attract charges of up to ₹1,300, depending on the outstanding balance. It is advisable to ensure timely payment to avoid such penalties.

Why Choose the RBL World Plus SuperCard?

The RBL World Plus SuperCard is the perfect financial solution for those who seek a comprehensive, benefit-packed credit card. Whether it’s about earning rewards, enjoying exclusive travel privileges, or managing your finances more efficiently, this card delivers on all fronts.

From high reward points to complimentary insurance, and interest-free cash withdrawals, the RBL World Plus SuperCard makes sure your spending is rewarded and your financial health is supported. The card’s ability to combine multiple financial functionalities into one product makes it a standout option in the crowded credit card market.

Summary of Benefits:

• Interest-Free Cash Withdrawal: For the first 50 days.
• High Rewards: Earn 2 points for every ₹100 spent, and 10X rewards on dining and entertainment.
• Airport Lounge Access: Relax in comfort at domestic airport lounges.
• Fuel Surcharge Waiver: Available on fuel transactions between ₹400 and ₹4,000.
• Annual Fee Waiver: Spend ₹3 lakh annually to waive off the fee.